सभी जिलाधिकारियों न0 व्हाट्सआप पर ऑन लाइन

सभी जिलाधिकारियों न0 व्हाट्सआप पर ऑन लाइन
कर दिए है।
यदि कोई अधिकारी ,कर्मचारी,आडिटर आपका शोषण करता या रिश्वत माँगता है तो आप उनके विरूद्ध सीधे। डीएम के व्हाट्सआपकायत कर सकते है।उत्तर प्रदेश के सभी जिलों के जिलाधिकारियों के संपर्क...
District Magistrate Uttar Pradesh CUG
No's
Sl.No District CUG No.
1 DM Agra 9454417509
3 DM Aligarh 9454415313
4 DM Allahabad 9454417517
5 DM Ambedkar Nagar 9454417539
6 DM Amroha 9454417571
7 DM Auraiya 9454417550
8 DM Azamgarh 9454417521
9 DM Badaun 9415908422
10 DM Baghpat 9454417562
11 DM Bahraich 9454417535
12 DM Ballia 9454417522
13 DM Balrampur 9454417536
14 DM Banda 9454417531
15 DM Barabanki 9454417540
16 DM Bareilly 9454417524
17 DM Basti 9454417528
18 DM Bijnor 9454417570
19 DM Budaun 9454417525
20 DM Bulandshahar 9454417563
21 DM Chandauli 9454417576
22 DM Chitrakoot 9454417532
23 DM CSJM Nagar 9454418891
24 DM Deoria 9454417543
25 DM Etah 9454417514
26 DM Etawah 9454417551
27 DM Faizabad 9454417541
28 DM Farrukhabad 9454417552
29 DM Fatehpur 9454417518
30 DM Firozabad 9454417510
31 DM Gautambudh Nagar 94544
32 DM Ghaziabad 9454417565
33 DM Ghazipur 9454417577
34 DM Gonda 9454417537
35 DM Gorakhpur 9454417544
36 DM Hamirpur 9454417533
37 DM Hapur 8449053158
38 DM Hardoi 9454417556
39 DM Hathras 9454417515
40 DM J.P.Nagar 5922262999
41 DM Jalaun 9454417548
42 DM Jaunpur 9454417578
43 DM Jhansi 9454417547
44 DM Kannauj 9454417555
45 DM Kanpur Nagar 9454417554
46 DM Kashiram Nagar 9454417516
47 DM Kaushambhi 9454417519
48 DM Kheri 9454417558
49 DM Kushinagar 9454417545
50 DM Lalitpur 9454417549
51 DM Lucknow 9454417557
52 DM Maharaj Ganj 9454417546
53 DM Mahoba 9454417534
54 DM Mainpuri 9454417511
55 DM Mathura 9454417512
56 DM Mau 9454417523
57 DM Meerut 9454417566
58 DM Mirzapur 9454417567
59 DM Moradabad9897897040
61 DM MRT 1212664133
62 DM Muzaffar Nagar 9454417574
63 DM Mzn 9454415445
64 DM PA Mujeeb 9415908159
65 DM Pilibhit 9454417526
66 DM Pratapgarh 9454417520
67 DM Raebareili 9454417559
68 DM Ramabai Nagar 9454417553
69 DM Rampur 9454417573
70 DM Saharanpur 9454417575
71 DM Sambhal 9454416890
72 DM Sant Kabir Nagar 9454417529
73 DM Sant Ravidaas Nagar
9454417568
74 DM Shahjhanpur 9454417527
75 DM Shamli 9454416996
76 DM Shrawasti 9454417538
77 DM Siddhathnagar 9454417530
78 DM Sitapur 9454417560
79 DM Sonbhadra 9454417569
80 DM Sultanpur 9454417542
81 DM Unnao 9454417561
82 DM Varansi 9454417579

ना जुर्म करे ना होने दे।

करे सीधे जिलाधिकारी से संपर्क।

अपने परिचितों को भी भेजें।

Make two bank accounts to keep your money safe.

As India moves towards a cashless economy, here are some good practices to keep your money safe. Slightly long but useful read

_*Accounts*_

*1) Make two bank accounts.*

Primary account and Secondary account

Keep all your money in Primary and never use it for online transactions.

Never use Primary Debit card anywhere.

Use the Secondary account for all the spending and withdrawing money from ATM. Transfer money from Primary account when needed and keep balance under Rs 10,000.

_*Cards*_

*1) Use Credit Card as much as possible*

So that the liability is on banks. Debit cards means your money is gone.

In credit card payments banks can delay or revert the fraudulent payment but not in case of debit card payment. So credit card is safer choice for transactions

If you aren't earning a handsome salary or have bad credit score just put an FD of 25,000 and get a Credit Card against it. Never ever use your Debit Card for online shopping or at POS terminals.

*2) Get a safer chip based card*

A duplicate copy of magnetic cards can be made in minutes, chip based cards cannot be copied easily.

*3) Never let your cards out of your sight*

When paying bills at some restaurant, ask them to bring the POS machine to you or you yourself go to the machine. Also grab that receipt, check, and tear.

*4) Always hide the keypad*

Those devices that you swipe that card have walls to hide your fingers so that no one can see what you're typing, that isn't adequate, cover the top of your hand as well.

Don't punch in the numbers by making a fist and taking the index fingers out. Instead, type like a person playing the piano, i.e: all four fingers resting or hovering over the keypad.

_*ATM*_

*1) Always go and inspect the ATM thoroughly*

It hardly takes 15-20 seconds to ensure there's no skimmer in the slot, no camera of device watching your pin etc. The people behind you can wait.

*2) Always tear up ATM receipts into pieces before you throw into the dustbin*

*3) Never display or show off with the money you just got from ATM*

When the machine gives you cash, count and put that cash inside your wallet or purse while being in the ATM itself, don't do so while coming out of the ATM or outside.

_*Phones and Computers*_

*1) Only install apps from official stores like Google play store or Apple store*

Don't use pirated apps on your phone, it could be infected with adwares and spywares.

*2) Always update your browsers, apps and antivirus definitions on your computer*

*3) Always check for HTTPS in your browser when making online transactions*

*4) Never click on links that arrive in text messages, emails, WhatsApp*

Some of them run scripts and can send all your info to the hacker.

If a friend sends you link to check out something on Flipkart, better go and search that thing yourself instead of clicking the link

*5) Never use any device other than your personal device to access your account*

You'll often find people suggesting you not to use public computer systems to access your accounts, but whenever I see any of my relatives' or sometimes friends' systems, they tend to have some sort of malware or unwanted but suspicious browser extensions installed.

You cannot be sure how technically sound your relatives/friends are in protecting their computers, so best to avoid their devices for banking transactions.

*6) Use two-factor authentication if your bank provides that option*

Make sure your phone is locked and SMS that you get aren't visible on the locked screen. If you do not take care of this part, having a two-factor authentication kind of loses it's purpose, since gaining access to your unlocked phone pretty much gives someone access to your email ID (to reset password) and SMS (for two-factor authentication).

_*Passwords*_

*1) Change your netbanking password, ATM pin regularly (3 months)*

*2) Never reuse banking passwords in other sites*

Always have separate banking passwords for all accounts and make sure they are not even similar.

If you're the kind of person who cannot remember passwords, write down password hints for yourself such that only you can figure out what the password is from that hint. This means you cannot use passwords hints like "son's name + wife's DOB".

*3) Use Keepass password manager if you are tech savvy*

Otherwise write your passwords on a paper and keep it very very safe

_*Others*_

*1) Stop giving out your phone number and email id.*

Do not register your phone numbers at places where it's not needed.

Online offers that look too good to be true like '50 lucky registered winners will get free iPhone 7' actually are too good to be true.

Shopper's stop or Reliance fresh asking you for your phone number during checkout? Don't give it to them! Your number ends up in their spamming database. And if any of these numbers end up in the hands of a company that specializes in scamming, that can land you in trouble.

I've gotten calls from people multiple times claiming they're calling from my bank (they knew my bank name, my phone number and my name, so I would suspect they were who they claimed they were). But then they ask you to verify yourself by telling you your address and other details. Slowly they'll make their way to your debit card number.

*Do not give out such sensitive details to anyone on phone, even if they claim they're from your bank, no matter how genuine they sound.*

*2) Don't share your email id, birth date on social media. If you have FB, then hide them.*

*3) Unlist from TrueCaller* https://www.truecaller.com/unlist

_How exactly does Truecaller help the scammers you ask?_

They get your Phone Number from someplace

They get your Name from TrueCaller

Then they Internet Search your name, Get your info like DOB, PAN

With this information they get duplicate sims from your cellphone provider and Reset your passwords.

*4) Always be safe with money*

There are people inside a bank, one that marks other people taking out money, other, that's outside and puts a game on you.

These guys are pro's, if they've targeted you, then chances are there's a very good reason for it. They see you are weakling and either steal or dacoit, that is what they will do. Rare, but still happens.

A young bodied guy is less likely to get duped, but your mom, aunt, grandma/pa is a bull's eye for them thieves. Accompany them if you can. Money is a strange thing, and people will do anything to have more of it.

This forward may actually save people's life and their hard earned money.:

USSD सेवा से आप सीधे किसी के अकाउंट में पैसा भेज सकते हैं

सरकार ने USSD सेवा शुरू की है और ये बहुत सिक्योर है क्योंकि इसके लिए इंटरनेट की जरुरत नहीं पड़ती ।

आप सीधे किसी के अकाउंट में पैसा भेज सकते हैं सवाल है कैसे ?

स्टेप by स्टेप पढ़ते जाइये ।।

चूँकि मेरा SBI में अकाउंट है इसलिए मैं यहाँ SBI की ही डिटेल दे रहा । अन्य बैंक भी same है लेकिन हो सकता है डायल ussd अलग हो बाकी चीजें same होंगी ।।

सबसे पहले अपने रजिस्टर नंबर से डायल करें --

*99#

एक विंडो खुलेगी आपसे आपकी बैंक का नाम पूछा जाएगा

उसमे अपनी बैंक का शुरूआती तीन अक्षर टाइप कर के ओके दबाएँ

जैसे SBI PNB आदि ।। शुरू के केवल तीन अक्षर ही टाइप करने हैं या ifsc कोड के चार अक्षर ।

ओके करते ही एक विंडो खुलेगी जिसमे निम्न ऑप्शन होंगे

1. अकाउंट बैलेंस
2. मिनी स्टेटमेंट
3. Send money using MMID
4. Send money using Ifsc
5. Show MMID
6. Generate MPIN
7. Generate OTP

सबसे पहले आप पाँच दबाकर अपना MMID number जान लेंगे । जो आपको मैसेज से भी प्राप्त होगा ।

उसके बाद 6 दबाकर अपना MPIN बना लेंगे । जो आपका पर्सनल कोड होगा इसको किसी से शेयर नहीं करना है और जरुरी नहीं की एटीएम वाला कोड ही डाल दिया जाय ।

Pin कैसे बनायें ---

जब आप 7 दबायेंगे ओके करेंगे तो

दो ऑप्शन आएंगे

1. Generate Pin
2. Change Pin

1 दबाकर generate pin पर क्लिक करिये और अपने एटीएम कार्ड की लास्ट 6 डिजिट और एक्सपायरी मंथ और ईयर टाइप करके ओके कीजिये

जैसे 123456 लास्ट 6 डिजिट और 08/21 एक्सपायरी मंथ है तो बीच में स्पेस रहेगा
123456 0821 टाइप करके ओके करें

उसके बाद चार अंको का पिन दो बार बीच में स्पेस देके डालें
जैसे 1234 1234 ओके करते ही आपका पिन बन जाएगा ।

स्पेस देने के लिए मोबाइल ( फीचर फ़ोन में ) से * दबाएँ रखें जहाँ से सारे special कैरेक्टर्स आते है वहाँ आपको space वाली key दिखेगी सीधे नोकिया मोबाइल में स्पेस नहीं होगा और try again बता देगा ।

अब किसी को पैसा भेजने के लिए send money using MMId पर क्लिक करें ।

जिसको पैसा भेजना है उसका मोबाइल नंबर डालें और उसका MMID code डालें
अमाउंट भरें और अपना पिन डाल के ओके करें ।

पैसा ट्रांसफर हो गया । नेट की जरुरत नहीं है इसमें ।

अगर आप pay using ifsc चुनते हैं तो सबसे पहले 11 अंको का ifsc कोड डालें जिसको पैसा भेजना है और फिर उसका अकाउंट नंबर फिर अमाउंट और पिन ।

पैसा ट्रांसफर हो जाएगा ।। फिलहाल इस सेवा का प्रयोग आप 5000 रूपए per ट्रांसैक्शन ही कर सकते हैं जो की काफी कम है । इसलिए इन्टरनेट का अपना अलग महत्व है
पूरी तरह से एक व्यवस्था पर केंद्रित नहीं हो सकता 100 करोड़ का देश ।

जो लोग पिछली पोस्ट पर ये कहते पाए गए इन्टरनेट का बहाना नहीं चलेगा वो ये पोस्ट जरूर पढ़ें ।

Excitement अच्छी चीज है internet में सुधार की आवश्यकता है इसको कबूल करिये over excitement में USSD बैठ जाएगा ।😀

धन्यवाद ।।

ऑनलाइन लुटने से बचाने का तरीका

ऑनलाइन लुटने से बचाने का तरीका

नमस्कार ,मैं ICICI बैंक की मुंबई ब्रांच से बोल रहा हूं.
नमस्कार,जी बोलिए.
आपने ,एक नए ATM कार्ड के लिए एप्लाई किया था ?
जी,किया तो था. एक महीना हो गया. अब तक नहीं आया.
आ जाएगा, वैरीफिकेशन पर्पज के लिए आपको एक प्रॉसेस अपनाना पड़ेगा.
अच्छा, क्या प्रॉसेस?
आपके पास किसी दूसरे बैंक का डेबिट या क्रेडिट कार्ड है?
हां है तो.
Excellent, फिर तो वैरीफिकेशन ज्यादा आसानी से हो जाएगा. आपके कार्ड पर 16 अंकों का एक नंबर लिखा होगा,वो बताइए.
हां,नोट कीजिए. 4591. . . . . . . . . . . . .
कार्ड को पलटिए. 3 अंक का एक CVV कोड लिखा होगा.
हां है, 2. .
अब आपके मोबाइल पर एक मैसेज आया होगा. यह लास्ट स्टेप है. धैर्य रखने के लिए धन्यवाद.
हां आ गया,नोट कीजिए. 243. . . .
धन्यवाद, आपका कार्ड वैरिफाई हो गया है. आपका दिन शुभ रहे. “
मोबाइल पर मैसेज आता है ,Rs 9999 has been debited from your account for a purchase at Mobikwik/Paytm/Freecharge. Transaction number 1236. . . from card 4591**********”

आप नंबर डायल करेंगे,तो लगेगा नहीं. वो एक आदमी को लूटने के लिए एक ही नंबर यूज करते हैं.

अब आप माथे पर हाथ रखके बैठ जाते हैं. ले कर उड़ गया 9999 रुपये .

ये कहानी अगर आप किसी को सुनाते भी हैं तो अगर सुनने वाले लोग अगर ज्यादा सभ्य हुए तो भी आपको गधा,नालायक,पढ़े-लिखे, गंवार, दिमाग कहां रहता है बे तेरा जैसे विशेषणों से बिना किसी की सिफारिश के ही सम्मानित कर दें. और मौज लेने वाली बिरादरी तो आपका जीना मुहाल कर देगी. देश डिजिटल होने की राह पर बढ़ रहा है. तो समाज में ऐसे भी तत्व हैं जो इस राह में भी भोले-भाले लोगों को लूटने की कोशिश में लगे हुए हैं. साइबर सिक्योरिटी का प्रधानमंत्री भी बार बार जिक्र करते रहते हैं. ये तो बड़े लेवल की चीज है.

लेकिन छोटे मोटे इन ऑनलाइन चोर उचक्कों से निपटने के लिए हमारे पास सॉल्यूशन है. खुद समझिए और कोई इस तरीके की समस्या लेकर आए तो पहिले जी भर के गरिया लीजिए. आपका हक़ है. ऐसे मौके बार बार थोड़े ना मिलते हैं. फिर सॉल्यूशन भी बता दीजिए. पहिला काम, जैसे ही पता चले तुरंत पुलिस थाने की ओर भागिए. बैंक वैंक जाने का कोई फायदा नहीं है. ATM कार्ड भी ब्लॉक कराने की भी जरूरत नहीं है.
जब तक OTP या ATM Pin नहीं पता तो वो इसके बाद कुछ नहीं निकाल पाएगा. वो अगर किसी मेट्रो सिटी में नहीं रहते तो पुलिस को समझाने में आपकी नानी याद आ जाएगी. पहले तो पुलिस वाले खूब हड़काएंगे भी. धैर्य रखिए. आपको बस इतना करना है कि पुलिस से रिक्वेस्ट करके एक  (कच्ची FIR) लिखवानी है. वो पूरी कोशिश करेंगे की उन्हें ये न लिखना पड़े क्योंकि ये उनके लिए वो शरलॉक होम्स की मिस्ट्री है जिसका उन्हें पहला कदम भी नहीं पता. उन्हें कन्विंस करने के लिए आप ये दलील दे सकते हैं कि सर,केवल ये लिखाई गई एफ़०आई०आर० लिख दीजिए ,इसके बाद हम कभी इसके बारे में पूछने भी नहीं आएंगे. केवल ये मिल जाए तो शायद ये पैसे वापस आ जाएंगे. अगर आप भर्थना जैसे किसी कस्बे में रहते हैं तो A4 कागज का भी जुगाड़ खुदही करना पड़ सकता है,मतलब की साथ ले जाइए. खैर, अब आप लिखाई गई एफ़०आई०आर० की एक फोटोकॉपी कराकर उस पर मुहर लगवा लीजिए. बस यहां का काम हो गया.

अब जिस ऐप के जरिए आपको लूटा गया है. उसमें Contact Us” में जाइए. वहां आपको एक मोबाइल नंबर मिलेगा या Email ID मिलेगी. उस पर अपनी समस्या मेल कर दीजिए सिंपल और सही अंग्रेजी में. अब ऐसा न हो कि उसे समझ ही न आए. मोबाइल नंबर पर जैसे ही आप बताना शुरू करेंगे की मेरे पास एक कॉल आया था, उधर से तुरंत रिप्लाई आएगा.

मतलब कि आपके साथ फ्रॉड हुआ है. कितने रुपए गए?”
जी, 9999
कोई नहीं,अगर उसने खर्च नहीं किए होंगे तब तो वापस हो जाएंगे.
वो आपसे कुछ डॉक्युमेंट मांगेंगे. जैसे कि पहचान पत्र ,पुलिस स्टेशन में लिखाए गए सनहा की स्कैन्ड कॉपी, निवास के लिए एक प्रूफ, पासबुक का मेन पेज की स्कैन्ड कॉपी जिस पर आपकी फोटो और अकाउंट नंबर साफ साफ लिखा हो,कार्ड के अंतिम 4 डिजिट इत्यादि.

ये सब कुल मिलाकर 1 से 2 घंटे तक का समय लगेगा. आपके पैसे वापस आ जाएंगे. उस चोर की डिटेल्स भी मिल जाएंगी. अगर आपका खुद का पैसा है तब तो चुपचाप बैठ जाइए. बताएंगे तो मौज ही होगी. अगर किसी दोस्त की प्रॉब्लम है तब तो एक बढ़िया सी ट्रीट तो बनती ही है,साथ ही जिंदगी भर मौज लेने के लिए एक टॉपिक.
ये सब Mobikwik पर करना पड़ेगा. PayTM पर तो आपसे पुलिस सनहा भी नहीं मांगते हैं. अब आप सोच रहे होंगे कि हमें कैसे पता. बस इतना समझ लीजिए कि ट्रीट हम भी ले चुके हैं. अब एक स्टेप आगे.
अगर उसने पैसे अपने अकाउंट में ट्रांसफर कर लिए हैं तब तो वो पकड़ा भी जा सकता है. PayTM वाले उसका अकाउंट नंबर बता देंगे. अब इसके आगे का काम पुलिस बहुत आसानी से कर सकती है. अगर अकाउंट नंबर पता है मतलब कि लुटेरे का नाम ,फोन नंबर और पता सब पता चल जाएगा. पकड़ा भी जाएगा.

बैंक आपको कभी कॉल नहीं करता. याद रखिए.
अगर उसने पैसे अपने अकाउंट में ट्रांसफर कर लिए हैं तब तो वो पकड़ा भी जा सकता है. PayTM वाले उसका अकाउंट नंबर बता देंगे. अब इसके आगे का काम पुलिस बहुत आसानी से कर सकती है. अगर अकाउंट नंबर पता है मतलब कि लुटेरे का नाम ,फोन नंबर और पता सब पता चल जाएगा. पकड़ा भी जाएगा.

बैंक आपको कभी कॉल नहीं करता. याद रखिए.

Wrong bill generated for KNO-275575048

Wrong bill generated for KNO-275575048
Hi Sir/Madam,
. For   October month i got bills with static reading unit 30 (octover Bill no SB16J11jC09731555 amount 486 and november Bill no SBI6K07LC09600430 amount 1059) . For november i got bill starting reading from 0 which include reading of october and november,and showing last bill ariear.Rs,517 against Rs, 486 So Please regenerate the bills deducting money paid for november.
Thanks,
shree ram
http://www.dvvnl.org/

GAS SUBCIDY NOT TRANSFERD

deae sir
 i am a consumer of bharthana indane gas service my connection no cx-20482246  and ifsc code: sbin000619 my gas subsidy not transferd my account no,10665942985 til july 2016 i i regesterd a complent your portel (registration no .:MPANG/E/2016/03717) dated 8 september 2016 . after 15 dayes i recived a letter Rreference no AAO/LPG/PG/AGRA  by IOCL AGRA dated 24/09/206  after that i am personely deposit my adhar card at the bharthana indane gas agency office , office clerc saying me "your adhar link up shortely. but till date my subsidy not creadeted to my account . i make a severl fon calles  for agency staaf regarding my greavence but they not give proper answer for me. yesterday i meet the agency clearc mr nitin  for this matter   they told me your UID not linked up till date . after this incedence i calling  to (Mr. Eshaan mehala  LPG sales agra divisonMb.9412723490) but they not attend my fon .i am traying to make a call for severel time  but no one can help me so i requist you please solve my provlumb shortely.
hoping with postive responce.
thanks

How Department of Post misleading the consumers

Dear Friends,

How Department of Post misleading the consumers. The attached link reflects that the Department of Posts has introduced Internet Banking Service and I have been trying to register my account for the past two months. Since I could not succeed in registering, I sent a formal request for providing login details and complied to all procedural formalities as stated on their website. Surprisingly Department of post stated in response to my request that the internet banking is not statred till date. The question is why to befool consumers? Reserve Bank of India Ministry of Communications and Information (MCI) India Post
https://ebanking.indiapost.gov.in/…/AuthenticationControlle…

Bitter experince with bank of baroda branch lakhan pur,kanpur

Bitter experince with bank of baroda branch lakhan pur,kanpur

Bank of baroda lakhanpur kanpur branch
Dear Sir
I am umakant mishra with BOBAcc no. 40010100006112, bank of baroda branch lakhan pur,kanpur  . On Dated 10th september2016, through my BOBaccount I withdowl  Rs. 5000 in Two Times in my home branch account My tranxition dettel ref no.-7557AND 7558  Respectely but atm machine showing ref no..7557  ,5000 and ref no..7558  ,5000   as a cash withdrawal  has been debited. While i have not done any shopping or Transaction etc for same amount. I have receive  sms of Rs10000 debited from my account on my REGISTERED MOBILE NO.9412342512. I didn't share my account details(Debit card password/code) to anyone I also made a orally and written  complaint with. Branch manager and make a call for tollfree number1800223344 dt. 11/09/2016 for the same time they assured me your money will back in 24 hour. But till date I did not get my money back I am very frustrated with the BOB services.Till now I have done many complaints to BOB Team, but still I didn't get any satisfactory reply from them. I also made a complaint two time with Ticket no. 201609120499 ,2001609120603dt. 11/09/2016for the same. But bob dispensed my complaint without solving my problem of the same transaction. Already 50 days are over but still I didn't get my money back. Till now I am very frustrated with the Bob services. My home branch is also not helping me in this matter. So please look into this matter, and help me in refunding my money as soon as possible. Thanks and regards, umakant mishra

Enclosere- scaned coppey for tranction slip
1-REF no-7557 atm wdl
2-REF N0.7558atm wdl
suggestion by s.k bir mani
While you have already taken some intiative of taking up complaint with Bank of Baroda, I suggest you to immediately write a complaint by speed post attaching all email communication you had. The complaint be sent to the branch manager as well as Regional Manager and the Head office. If you do not get satisfactory redressal, please file complaint with Banking Ombudsman after 30 days of the receipt of the complaint by Bank of Baroda
https://bankingombudsman.rbi.org.in
https://rbi.org.in
www.bankofbaroda.co.in
www.aajtak.intoday.in
www.ndtv.com/
https://www.facebook.com/Pehredaar/
https://twitter.com/pehredar
www.consumercomplaints.in/complaints/cnbc-awaaz
ncdrc.nic.in/

Rajadhani express trains charge for your food when you book tickets. Food is not free.

Rajadhani express trains charge for your food when you book tickets. Food is not free.
So consumers are entitled to know what they are eligible for .The Railways should post in each coach what is the passenger entitlement by way of food menu as well as bed rolls and drinking water. Are they entitled to one bottle of water if train journey time is more than 24 hours?

Toilets are placed in a fashion lacking commonsense. In a coach, at one end toilets are both Indian and other end both are western type. Ideally each end should have one Indian and one western model. Old people find it difficult to move in a running train from one end to other end of coach.

The passengers are being asked for tips not only by the catering staff but also by the person supplying bed rolls. This is like some hotels charging service charges illegally.

Coming to quality of food it is better one order online. Train in house pantry serves morning breakfast Upma without chatni or sambar. How do one eat boiled suji like that.
They are supposed to serve one sweet at lunch and dinner. They give some old packaged sone papdi each time.

The train from Chennai is reaching Nizamuddin at 10.40 am. Are people getting down at Agra not entitled to breakfast? The staff delay serving breakfast intentionally and serve it after train leaves Agra.

Then the simple thing like playing recorded messages like the Delhi Metro is not done perfectly. The message says Namskaar , you are about to reach Nagpur ,when train has already arrived at Nagpur. Synchronizing need to be done otherwise it does nt help passengers.

There are messages played to encourage passengers to maintain cleanliness inside and also on the tracks to be part of Swach Bharat efforts. Excellent. But I found the staff throwing waste collected in a black polythene bag from different coaches on the tracks while train was about to reach Nizamuddin stn.

It is often the case in our country that preachers don't practice - be it a religious guru or policeman or politician or govt agencies.

It is like water tanker supplying water to drought affected people spilling water all along the way from the source to people.

I hope someone checks all these anomalies in the system.

application Mission 2016 के Plan 180 Days

Mission 2016 के Plan 180 Days के लिए पहला आवेदन,
संत माधो दास उदासीन जी के हाथों से, सूचना के अधिकार से,
किसानों को समर्पित.
ATMA यानि कृषि प्रौद्योगिकी प्रबंध अभिकरण के कामकाज का आकलन.
किसानों को नई तकनीक से परिचित करवाने के लिए इस परियोजना में एक जिले में तीन-चार करोड़ खर्च होते है एक वर्ष में. लेकिन 2005 से अब तक यह परियोजना अधिकारियों की उपेक्षा और मंत्रियों की अनदेखी की मार झेल रही है. पिछले साल तो राजस्थान का काफी पैसा खर्च भी नहीं हो पाया था. अब भी यही हाल है. लेकिन इस साल..........सोने नहीं देंगे. मिशन 2016 चल रहा है.
प्रिय लोक सूचना अधिकारी जी,
कार्यालय, उप निदेशक एवं परियोजना निदेशक,
ATMA, कृषि विभाग, हनुमानगढ़.
सूचना के अधिकार से निम्न दस्तावेजों की प्रतियां चाहियें-
1. ATMA(कृषि प्रौद्योगिकी प्रबंध अभिकरण) , जिला-हनुमानगढ़ की माह March 2016 का मासिक वित्तीय एवं भौतिक प्रगति प्रतिवेदन.
2. उप निदेशक जी द्वारा विभागीय कार्यों से वित्तीय वर्ष 2015-16 में वर्ष किये गए दौरों को दर्शाते दस्तावेज- (दिनांक-स्थान-प्रयोजन)
3. इस अवधि में निदेशालय से प्राप्त orders, circulars, guidelines.
आवेदन का शुल्क दस रूपये का पोस्टल ऑर्डर भेज रहा हूँ. प्रतियों का शुल्क सूचित होने पर भिजवा दूंगा. सूचना जल्दी देने का आग्रह है.
आवेदन की दिनांक ---
शुभकामनाओं सहित,
माधो दास उदासीन
अभिनव राजस्थान अभियान
(पता, मोबाइल)

A complaint has been heard against Axis Bank alleging adapting unethical business

A complaint has been heard against Axis Bank alleging adapting unethical business practices by putting only notes of denomination of Rs. 100/- so that consumers swipe the cards as many times possible to draw the cash to meet his requirement. This may be possible as there is a maximum of 5 free ATM transactions in own bank ATMs beyong which payment of Rs. 20/- per transaction is charged. Has any one else faced similar problem? The Times of India Hindustan Times The Economic Times

complent regarding replacement of transformer by DHBVN in Kheri Kalan.

To
The Editor,
Navbharat Times

Dear Sir,

I refer to your news report as appeared in NBT Faridabad on 1st May 2016 (scanned copy attached) regarding replacement of transformer by DHBVN in Kheri Kalan.

It is not surprising as DHBVN does not care for the electricity subscribers despite having been mandated by Haryana Electricity Regulatory Commission. In the case of instant report, Haryana Electricity Regulatory Commission have regulation of addressing the complaint of Distribution Transformer failure within 24 hrs in city and 48 hrs in rural area. In case DHBVN does not meet such tmelines, DHBVN need to pay penalty to the affected consumers at the rate of Rs. 100/- per day subject to a maximum of Rs. 3,000/- and this penalty is payaable automatically that means without any demand. Payment of penalty is the only route to improve Quality of Services of any service provider.

I would request you to kindly bring out the above stated facts in appropriate manner in your newspaper so that people raise their voice against such deficiency in services. Incidentally I am contesting a complaint before CGRF for a claim of Rs. 9,000/- for not adhering to time schedule for correction in bills. I have also brought out an article titled "
Are Electricity Companies in Haryana like DHBVN adapting to unethical business practices?"
on my blog
which can be gone through at http://skvirmani-jagograhak.blogspot.in/2016_02_01_archive.…
Navbharat Times Online The Times of India Hindustan Times NDTV Aaj Tak Zee News Hindi The Economic Times Jaago Faridabad DHBVN Manohar Lal State Consumer Helpline Haryana Government of Haryana Central Electricity Regulatory Commission Central Electricity Authority PMO India

IF YOUR A.T.M. TRANJECTION FAIL

Fifteen days ago, I tried to withdraw Rs10,000 from an ATM near my place of work, but the machine did not dispense cash. However, I got a message on my mobile phone saying that I have withdrawn Rs10,000 from the ATM. Subsequently, I noticed that the amount had been debited to my account also. I have been complaining to my bank, but the bank is claiming that the transaction was successful and that I have taken the money! How do I go about proving my case?
I would suggest that you complain to the nodal officer of the bank; you can get the e-mail address from the bank itself or from its website. Explain the problem and demand to see the CCTV footage of the ATM on that day and at the time you visited it. It should clearly show you returning without getting your money and that would be good evidence. You can also ask for the transaction recorded in the ‘Electronic Journal Log’ and the ‘Switch Centre Report’. These will again show you whether the cash was really dispensed by the ATM or not and if it has, at what time. In other words, crucial evidence from these sources should nail the bank’s lie. If the nodal officer fails to respond positively to your complaint, you can approach the banking ombudsman for relief.
I must also mention here that according to RBI mandate, banks are supposed to resolve complaints about wrong debits caused by failed ATM transactions and re-credit the amount wrongly debited within seven working days of receiving the complaint. If a bank fails to do so, it will have to pay the consumer compensation at the rate of Rs 100 per day for every day’s delay. And this amount has to be credited to the customer’s account without the customer demanding it.
Can you quote a case similar to mine handled by the ombudsman?
Well, one such complaint handled by the banking ombudsman (and reported in the annual report of the Banking Ombudsman Scheme 2014-2015) gives an insight into how investigations should be conducted in cases such as these.
Here, the complaint was similar to yours. The consumer had tried to withdraw Rs 10,000 from the ATM of a bank. Though he never got the money, his account showed a debit of Rs 10,000. However, the bank argued, like in your case, that the transaction was successful and the machine had released the cash and the consumer had taken it. Eventually, the consumer lodged a complaint with the banking ombudsman.
Documents submitted by both the issuing and the acquiring bank to the ombudsman did show that the disputed ‘transaction was successful’. However, the ombudsman found that the time of the disputed transaction recorded in the ‘Electronic Journal Log’ and the ‘Switch Centre Report’ were different. And even more interesting was the fact that the time of the disputed transaction mentioned in the CCTV footage of the ATM also varied with the EJ log and the SC report.
The CCTV footage also provided another important piece of evidence: At the time of dispensation of cash, there was no one in the ATM room and no one was seen collecting the money from the ATM at that moment.
On probing further, the ombudsman was told by the acquirer bank that the ATM had dispensed the cash one minute, 28 seconds after access. In other words, there was a delay in the ATM releasing the cash. The complainant, believing that the ATM had failed to deliver, had left and the cash was probably collected by someone else.
The ombudsman concluded from these pieces of evidence that there was clearly a delay in dispensation of cash from the machine, which might be due to a technical fault. According to the regulatory guidelines as well as the code of practice drawn up by the Banking Codes and Standards Board of India and adopted by the banks, the customer was not liable for any loss caused by faults in machines, cards or systems used, the ombudsman pointed out. So, the bank should refund the disputed amount to the customer, the ombudsman said.
I would suggest that you visit RBI website and check the annual report of the banking ombudsman to see more such cases decided by the ombudsman.

Maple Pradhan Mantri Awas Yojna

Maple Pradhan Mantri Awas Yojna

To,

1. Shri Narendra Modi ji
Prime Minister of India
South Block,
New Delhi 110011

2. Shri Devendra Fadnavis
Chief Minister of Maharashtra
Mantralaya Mumbai 400032

3. Shri Girish Bapat
Guardian Minister
Kasba Peth Pune 411030

Subject: Action against Misleading Advertisements by M/s Maple Group and extracting hudge amount from poor people's

Respected Sir,

M/S Maple Group having address city square, near agricultural collage, behind pride hotel, Shivajinagar Pune 411005 have given big advertisements in various news papers including Lokmat on 14 and 15 April 2016 stating that within 5 lakh you will get own flat under Pradhanmantri Awas Yojna and individuals will get special subsidy under this scheme. He has advertised complete pages in almost all leading news papers in maharashtra state and he has announced 11 locations around pune.

They have published forms and collecting Rs 1000 for inspection of documents Rs 145 for service charges. All these charges are non refundable. 

They have published photographs of Mr. Narendra Modi Prime minister, Mr Devendra Fadnavis, Chief Minister and Mr. Girish Bapat, Guardian Minister of Pune
They are collecting this amount through cheque, cash and bank.  The period of booking will be 14 April to 1 May 2016.
At least one lakh people will pay Rs 1145 per head. That means they will collect minimum Rs 11.45 crore.

We came to know from Govt of Maharashtra that they have not given permission for such advertisement for printing pictures of Prime minister,  chief minister and guardian minister. 

As per existing acts and laws no private builder or party is liable to inspect the documents for Pradhan Mantri Awas Yojna. Only govt offices will decide this fact but this builder has given misleading advertisements and extracting money.

He has neither mentioned size of flat nor all the detailes required under Maharashtra Flat Ownership Act 1963. Further he is collecting this money without any permission from State or central govt.

Due to big advertisement and also various articles in all the news papers common and poor man will be looted and further we have got the complaints from various earlier purchasers that M/s Maple and Jalan builders have collected huge amount under Apla Ghar Yojna from poor people's since last 3 to 4 years and have not given possession of the flats.

This builder is misleading the common and poor people's and extracting money from then hence we request you to intervene in this matter and take appropriate legal action against thus builder and ask him to refund all the amounts of poor people's.

Thanking you

Yours faithfully

For Akhil Bhartiya Grahak Panchayat Pune

Vijay Sagar 9422502315
Vilas Lele 09823132172
Seema Bhakre 9860368123

complent eBay India

A complaint from one of your consumer is reproduced. The complaint seems to be fraudulent business and shockingly the eBay India maintaining silenceto the escalated complaint and allegedly leading to believe about hand in glove ofeBay India

"I wanted to buy Vu 102cm (40) Full HD LED TV. There was an option to bid for it on ebay. I bid 20300 INR for it and won it (Ref 1), the item number was 262325770140. The seller contacted me and send a mail through ebay that his offer price is 16300 INR on 09/03/16 (Ref 2). I did not realise he was a fraud. The option through pay through ebay showed only INR 20,300 to be paid. He sent me a link to pay INR 10000 through Instamojo (Ref 3 and 11) and I made the transaction (Ref 4). This transaction failed and was refunded later (Ref 5 and 6). The remaining money I asked him how to make the transaction. I asked him for extra warranty for 1 year and he asked me to pay INR 16,800 in total. He asked me to transfer the remaining balance through paytm wallet app. I tansfered the money to paytm wallet from two different paytm accounts and made the transfer of INR 2708 (Ref 7) using shreyagrawal21@gmail.com user id of paytm and INR 3020 (Ref 8) using sharwan2265@gmail.com user id of paytm on 10/03/16. The balance amount of INR 1070 was transferred through IMPS using ICICI Bank Account on 10/03/16 (Ref 9) (MMT/607011025487/*100/chgRs5.00STRs0.73) . After all the transfers he asked me to make the payment of INR 10,000 that had failed through instamojo and I made it through IMPS using ICICI Bank account (Ref 10) on 11/03/16 (MMT/Ref607112359468/*****77701).

After all this he stopped responding to my calls. The details that I have are as follows:
Name ravi sank
Contact: 07259884152
Account name : Paisapay Ebay
Account Number: 914010041216171
IFSC: UTIB0000052
Bank : Axis Bank, Banglore
He did not send me the receipt or anything after the payment.
The purchase address given was of : A 1190 Ist Avennue, Gaur City -1 , Greater Noida West, UP -201301.
I have contacted ICICI Bank, Axis Bank, Instamojo, Paytm, Ebay but none of them can either provide me the information of this seller nor can take any action."

जागो पेरंटस जागो

जागो पेरंटस जागो
स्कूलो के संबंधी अति जरूरी वाते;

* CBSE बोर्ड का यह नियम और हिदायत है के कोई भी स्कूल किसी भी रूप में कैपिटेशन फीस या डोनेशन नही ले सकता । ऐसा करने वाले स्कूल की मान्यता रद्द तक हो सकती है।
देखे CBSE Rule-11.1

* कोई भी स्कूल अगर कैपिटेशन या डोनेशन फीस लेता है तो वह अपराध है ओर उसे लिए पैसे का 10 गुना जुर्माना तक लगाया जा सकता है।
देखे CBSE Rule 11.1(ii)

* सभी स्कूल under society registered होते हैं ओर Community Service के तहत चलाऐ जाते है इसलिए यह Income का जरीया नही है।
देखे CBSE Rule 19.1(ii)

* इस में कनून के तहत स्कूल की किसी भी शिकायतो के संबध मे पेरेंट्स की कमेटी बनाना लाज़मी होता है।
देखे: CBSE Rules 42.3(v)

* स्कूल NCERT की मंजूर शुदा कितावे ही लगाऐगा।
देखे CBSE Rule 15.1(d)

* माननीय पंजाब व हरियाणा हाईकोर्ट की ओर से CWP No. 20545 की याचिका मे 08.11.2014 के एक आदेश मे पंजाब सरकार के शिक्षा विभाग की प्रसीपल सेकटरी मेङम अंजलि भावरा (IAS) की ओर से कोर्ट मे दायर ऐफिडेविट दे कर कहा कि रिटायङ अमर दत की देखरेख मे फीस रैगुलरेटरी कमेटी का गठन कर दिया गया है।

* दत्ता कमेटी की ओर से हाल ही मे "बाल भारती स्कूल, लुधियाना" को 2011-12 से अव तक मानकों से ज्यादा फीस, ऐनुएल चार्जज (3.Crore 74 lac) को लौटाने के आदेश दिए गऐ है।

यदि आपके स्कूल की ओर से कोई ऐसे पैसे लिए गऐ है तो आप अपनी शिकायत अपनी रसीद के साथ CBSE के साथ इस address पर भेज सकते है।

Justice Amar Dutt Committee
Room No.23,
2nd floor.Block -F,
Vidya Bhawan.
Phase-8, SAS Nagar,
Mohali (Pb.)
Fax: 0172-3070836
e-mail: accicell.psebmohali@yahoo.in

CBSE, New Delhi
"Shiksha Kendra"
2, Community Center,
Preet Vihar,
Delhi-11092,
Fax: 011-22515826
e-mail: cmm-cbse@nic.in,

Vice Chairman
Punjab school Education Board,
Mohali.

"जागो पेरटस जागो"

स्कूलो संबधी जारी हुए फैसले देखने के लिए कृप्या नीचे दिए लिंक को क्लिक करे व लाईक व शेयर करे।
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ऊपर दिए सभी सरकूलरो को पड़ने के लिए क्लिक करे:

Jatinder Jain
Social & RTI Activist
9417601110

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